GTL is basically an annual renewable plan which provides 24 hours worldwide protection for a group of people under one Master policy. It enhances morale and promotes loyalty of employees or members. The cost is lower compared to having to cover the group of people individually as it lessens the administration work. It also helps to attract and retain employees or members, and provides high protection covers to key personnel in the organisation. Premium paid by the Company may qualify for tax relief subject to final decision of the Malaysian Inland Revenue Board.
GHS is designed to reimburse the expenses incurred by insured employees for the cost of hospitalisation or surgery at a very economical premium. With the widely accepted medical card, GHS cushions the employees’ worries on medical cost and even covers emergency accidental outpatient medical bill. Employees will have the option to protect their immediate family members as well.
Standard GHS Benefits / Coverage to choose from
|1. Hospital Room & Board (120 Days)||RM300||RM200||RM150|
|2. Intensive Care Unit (20 Days)||As Charged|
|3. Hospital Supplies & Services||As Charged|
|4. Operating Theatre Fees||As Charged|
|5. Surgical Fees & Post-Operative Care||As Charged|
|6. Anaesthetist’s Fees||As Charged|
|7. In-Hospital Physician Visit||As Charged|
Disclaimer: The information, statement and/or descriptions contained herein are strictly meant to be general information for quick reference and illustration purposes only and are not intended to be the complite description of all terms and conditions applicable to any products mentioned herein. Please refer to the Product Disclosure Sheet (PDS) for more information.
For further clarification and information, you may contact our Customer Care Centre at 1300 88 8800.