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WealthSecure Smart

Count on us to protect your financial goals and loved ones

WealthSecure Smart is a non-participating limited premium payment endowment plan that helps you build your wealth while protecting you from the financial hardship of unforeseen events.

It gives you annual Guaranteed Cash Payments for you to use however you need, and offers you greater protection with Additional Accidental Coverage. What’s more, with a premium payment term of only 5 years, you get to enjoy savings and protection for 20 years. And rest assured knowing that upon policy maturity, you will receive guaranteed Maturity Benefit that’s equivalent to your total premium payable based on annual mode of payment#.

#The total premium payable based on annual mode of payment is before premium adjustment and excludes premium for riders, if any.

Find out more about WealthSecure Smart by downloading our brochure. 

This is a Bancassurance product.

Benefits at a glance:
Guaranteed Cash Payment* Collapsed Expanded

Receive annual Guaranteed Cash Payments, which are a percentage of your Initial Sum Assured. The percentage you’ll receive is 4% from end of policy year 1 to 5, 5% from end of policy year 6 to 10 and 6% from end of policy year 11 to 20.

Coverage for Death/Total and Permanent Disability Collapsed Expanded

Receive increasing coverage up to 400% of your Initial Sum Assured, plus accumulated Guaranteed Cash Payments (if any) in the event of Death or Total and Permanent Disability.

Additional Coverage Collapsed Expanded

Receive additional 400% of your Initial Sum Assured in the event that Death or Total and Permanent Disability occurs due to an accident [prior to age 70 (next birthday)].

Guaranteed Maturity Benefit* Collapsed Expanded

Upon policy maturity, receive guaranteed Maturity Benefit that is equivalent to the total premium payable based on annual mode of payment.#

Limited Premium Payment Term Collapsed Expanded

With a premium payment term of only 5 years, you get to enjoy savings and protection for 20 years.

Optional Payor Benefit Rider Collapsed Expanded

Enjoy the option to add on this rider, which will waive all future premiums should the Policy Owner pass away or become totally and permanently disabled.

* Subject to
i)The survival of Life Assured to the due date of Guaranteed Cash Payment/Maturity Benefit Payment
ii)The Policy is still in force and in effect.

#The total premium payable based on annual mode of payment is before premium adjustment and excludes premium for riders, if any.

Note: Please refer to policy contract for details on important features of the policy that you have purchased.